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Where Collections Meets Payouts Seamlessly

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Simplify pay-ins, automate payouts, and offer instant utility bill payments—all through one powerful platform.

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Product Overview

CloseXpay delivers a complete payment infrastructure for businesses—enabling fast pay-ins, reliable payouts, and effortless UPI-based utility bill payments across India

Benefits

Pay-In

Pay-In

Payouts

Payouts

Digital Products

Digital Products

Utility Bills

Utility Bills

Phone Bills

Phone Bills

Gas Bills

Gas Bills

Water Bills

Water Bills

UPI Payments

UPI Payments

Auto-Pay

Auto-Pay

24/7 Support

24/7 Support

Tax Payments

Tax Payments

Insurance

Insurance

Pay-In

Pay-In

Payouts

Payouts

Digital Products

Digital Products

Utility Bills

Utility Bills

Phone Bills

Phone Bills

Gas Bills

Gas Bills

Water Bills

Water Bills

UPI Payments

UPI Payments

Auto-Pay

Auto-Pay

24/7 Support

24/7 Support

Tax Payments

Tax Payments

Insurance

Insurance

Over 10 Crore Bills Paid Securely Across India

24/7

24/7

Integrated for Real-Time Bill Fetching

500+

500+

Billers opted it Nationwide, Including Major Discoms and Telecom Providers

100+

100+

Billers, merchants, and businesses using it

Easy Tracking

Easy Tracking

Fetch bills, review, pay and track. Discover a new way of utility bill payments

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How It Works

Few simple steps to manage Pay-Ins, Payouts & Utility Bill Payments with CloseXpay.

1
Customer Initiates Payment

Customer Initiates Payment

Generate a link or use our checkout/API.

2
Customer Completes Payment

Customer Completes Payment

Accept UPI, Card, Netbanking, Wallet.

3
Verify Status

Verify Status

Instant success/failure updates via webhook.

4
Settlement

Settlement

Automatic transfer to your bank account.

1
2
3
4

Our Platform Makes Payments Smarter for Businesses

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Key Features

Pay-In Integration

Pay-In Integration

Accept UPI, Cards, Netbanking & Payment Links with smooth API or hosted checkout.

Payouts API

Payouts API

Send instant payouts at scale through UPI, IMPS, or NEFT with automated workflows.

Auto-Pay & Recurring Payments

Auto-Pay & Recurring Payments

Enable automatic debits and recurring billing using UPI AutoPay & NACH mandates.

Real-Time Tracking & Notifications

Real-Time Tracking & Notifications

Live status updates for every transaction, with SMS/email/webhook alerts.

Rewards & Cashback

Rewards & Cashback

Offer cashback or incentives for bill payments, purchases, or successful transactions.

Utility Bill Payments

Utility Bill Payments

Pay electricity, water, gas, broadband & telecom bills instantly from one dashboard.

Frequently Asked Questions
CloseXpay is a unified payment platform that offers three core services: Pay-In (accept payments via UPI, Cards, Netbanking, Payment Links), Payouts (instant disbursements via UPI, IMPS, NEFT, RTGS), and Utility Bill Payments (BBPS-powered bill payments for electricity, water, gas, telecom, and more). We provide APIs, SDKs, and a dashboard for businesses of all sizes.
Integration is simple: Sign up for a business account, complete KYC verification, and access our developer documentation. We offer REST APIs, hosted checkout pages, and SDKs for popular platforms. Most businesses go live within 24-48 hours. Our technical team provides integration support throughout the process.
We support all major payment methods in India: UPI (Collect, QR, Intent), Credit & Debit Cards (Visa, Mastercard, RuPay), Netbanking (100+ banks), Wallets, and Payment Links. You can also generate static or dynamic QR codes for offline payments.
Payout speed depends on the mode: UPI payouts are instant (24/7), IMPS transfers are real-time, NEFT settles within 2 hours during banking hours, and RTGS is same-day for large amounts. Bulk payouts via CSV or API are processed within minutes.
Standard settlement is T+1 (next business day). Eligible merchants can opt for T+0 (same-day) settlement. Settlements are automatically transferred to your registered bank account. You can track all settlements in real-time via the dashboard.
We support 500+ billers across India through BBPS integration, including: Electricity (BESCOM, MSEB, Tata Power, Adani), Water (municipal corporations), Gas (Indane, HP Gas, IGL), Telecom (Jio, Airtel, Vi, BSNL), DTH (Tata Play, Dish TV), and Broadband providers.
Our pricing is transparent with no hidden fees. Pay-In fees vary by payment method (UPI is typically lowest). Payout fees depend on the transfer mode and volume. Utility bill payments have minimal convenience fees shown upfront. Contact sales for volume-based pricing.
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Simplifying payments and financial management for businesses and individuals.

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